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Why Effective Rate is Important
We know that comparing rates for merchant services can be confusing. There are more than 300 different interchange rates, and they vary depending on the type of card. Most of us are familiar with rewards cards, the card brands that offer perks,

Now is the best time to accept Contactless Payments
There is no doubt that the COVID-19 pandemic has changed how everyone does business, from the largest corporations to small family-owned businesses. With little end in sight, now is the best time to install a contactless payment system. Even when things return

What Payment Processing Hardware do you Need?
Processing customer payments is often the last thing on a small business owner’s mind. With inventory management, employee scheduling, making vendor payments, and everything else under the sun on your plate. Does selecting the right payment processing hardware really matter all that

Voice-Enabled Payments are Coming Sooner Than You Think
Payment through voice activated technology.

Are Gift Cards Worth the Hassle?
Ah, gift cards. Besides cash, gift cards are one of the best gifts out there for almost any occasion, ranging from birthdays and holidays to graduations and wedding gifts. Invented by Blockbuster in 1994, gift cards allow us to give recipients the

The Benefits of Integrating ERP and POS Systems
Enterprise resource planning (ERP) and point of sale (POS) systems are both integral components of many modern businesses. These two terms are so widely used and so commonly misunderstood that they can sometimes be mistaken for one another. While POS and ERP

Different Types of Payment Terminals for Small Businesses
At their heart, payment terminals have a very simple role: processing customer payments. Yet modern technological advances alongside increasingly diverse payment methods have forced payment terminals to adapt. Where payment terminals were once simple payment acceptance methods, now they are commonly part

The Brand New Mastercard Augmented Reality App
Yes, you read that correctly. Mastercard, the credit card company, is launching an augmented reality app that will allow users to see the benefits of their card (and much more) in a blended 3-D environment. While augmented reality has been used for

Why Choose a Hosted Payment Page?
E-commerce has become a staple of industries across virtually all areas of life. Whether we are ordering food, shopping for diapers, or booking a flight, a huge percentage of daily business transactions take place online. As business owners, that creates a situation

Why Tiered Pricing Models are More Expensive for Businesses
Understanding the fees, rates, and payment structures of a merchant service agreement can feel like a monumental task. For small business owners spinning a dozen plates at once, why even bother? The answer is simple: the merchant account pricing model you choose

5 Small Business Trends for 2020 and Beyond
Think about all of the changes we’ve made in how we buy and sell our goods and services since 2010. We’ve seen the advent of mobile payments changing how we pay at the register, apps like Venmo changing how we pay our

PIN vs. Signature Debit Payment Processing
We often hear, “isn’t accepting debit cards exactly the same as accepting credit cards?” The short answer is: no, they are actually quite different. Sure, you are accepting a piece of plastic and running it through your payment terminal, but the behind