The payment industry is currently undergoing the transition to EMV and smartphones, and even smart watches, now come equipped with the ability to complete NFC Payments. That’s right, you can pay for gas, food, beer, or just about anything you want using your phone in place of your credit card. iPhone 6 users have the Apple Pay feature now on their devices and Android users with compatible smartphones have the option to use Google Wallet.
Adopting these new technologies is often tough for small business owners. It’s easy to find ourselves stuck in our ways and the resistance to a new technology is a lot easier than learning the new technology. Everything has worked fine up until now, why the change!? Convenience is one of the answers but security overall is the driving force behind this monumental transition. The magnetic stripe on the current credit cards are extremely susceptible to fraud where as the new technology with EMV and NFC Payments provides extra levels of security that the current credit cards in circulation cannot.
General rule of thumb, if the big corporations and banks are supporting it, small businesses should to. It’s always better to be ahead of the competition as opposed to trying to play catch up. Below is a list of participating banks and corporations who are now accepting both Google Wallet and Apple Pay:
Acme Markets
Aéropostale
American Eagle Outfitters
Apple Store
Associated Food Stores
Babies”R”Us
Bashas’ Grocery Stores
BI-LO
BJ’s Wholesale Club
Bloomingdale’s
Champs Sports
Chevron
Chevron ExtraMile
Coca-Cola Vending Machines
Dan’s Fresh Market
David Food & Drug
Dick’s Fresh Market
Disney Store
Duane Reade by Walgreens
Firehouse Subs
FoodMaxx
Foot Locker
Footaction
Fuddruckers
GameStop
Golden State Warriors
Harveys Supermarket
House of Hoops by Foot Locker
Jamba Juice
JetBlue
Jewel-Osco
Kids Foot Locker
Lady Foot Locker
Lin’s Fresh Market
Luby’s
Lucky Supermarkets
Maceys
Macy’s
Maxx Value Foods
McDonald’s
Meijer
Nike
Office Depot
OfficeMax
Orlando Magic
Panera Bread
Petco
Phoenix Suns
RadioShack
Rubio’s
Run by Foot Locker
Save Mart Supermarkets
Sephora
Shaw’s Supermarket
SIX:02
S-Mart Foods
Sports Authority
Sprouts Farmer’s Market
Staples
Star Market
Subway
Texaco
Toys”R”Us
United Supermarkets
Unleashed! by Petco
Walgreens
Walt Disney World
Wegmans
Whole Foods Market
Winn-Dixie
You will be able to use Apple Pay to make purchases through the follow apps:
Airbnb
Apple Store app
Disney Store
Chairish
EventBrite
Fancy
Groupon
HotelTonight
Houzz
Instacart
Jack threads
Levi’s Stadium
Lyft
MLB.com
OpenTable
Panera Bread
Sephora
Spring
Staples
Target
Ticketmaster
Uber
Coming Soon: Starbucks and StubHub.
Apple Pay supports credit and debit cards from the following:
American Express
MasterCard
Visa
Bank of America
A+ Federal Credit Union
Amegy Bank of Texas
America First Credit Union
Barclaycard
BB&T
Bethpage Federal Credit Union
California Bank & Trust
CapitalOne
Chase
Citi
Commerce Bank
Connex Credit Union
Consumers Credit Union
Customers Bank
Cyprus Federal Credit Union
Fairwinds Credit Union
Fremont Bank
Goldenwest FCU
Huntington Bank
J.P. Morgan
L&N Federal Credit Union
KeyPoint Credit Union
Meijer Credit Union
Merrill Lynch
M&T Bank
Mountain America Credit Union
National Bank of Arizona
National Institutes of Health FCU
Navy Federal Credit Union
Nevada State Bank
Partners Federal Credit Union
PNC
Regions
Security Service Federal Credit Union
SunTrust
TD Bank
The Bank of Greene County
USAA
US Bank
US Trust
UW Credit Union
Vectra Bank
Virginia Credit Union
Wells Fargo
Zions First National Bank
This list will continue to update as more corporations make the transition.
