7 Easy Steps to Set up Apple Pay on your iPhone!

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Welcome to the year where everything changes. Not only does this year hold the deadline for the big transition to EMV, this is also the year where the transition to mobile payments becomes commonplace. With the release of the Apple Watch and the iPhone’s Apple Pay feature, you now have the ability to process payments with either your iPhone or Apple Watch. Each passing day is another step into the future of payments and it would be wise to evolve with these changing times.

Don’t Fear the Future!

When a new technology is introduced, there is undoubtedly an innate response to initially resist. Most of the time, the resistance stems from the inability to want to learn that new technology or a fear of potential security issues. We can assure you that the Apple Pay feature is a lot safer than the current magnetic-striped credit card in your wallet and that setting up Apple Pay is a simple process — a process I will now show you!

Below are 7 easy steps on how to set up a credit card with Apple Pay on your iPhone:

Step 1:

When you open the Passbook application on your iPhone, you will see the Apple Pay logo in the upper left hand corner along with the circled + sign in the upper right. Tap that circled + sign to add your credit card.

step 1

Step 2:

You will then be lead to this screen, simply tap Next in the upper right hand corner:

step 2

You will then be prompted to this screen where you have the option to automatically scan the card or you can tap Enter Card Details Manually at the bottom of the screen:


When you use the scan feature, the iPhone automatically reads the card number and expiration without you having to type the numbers in:


Step 3:

Once you either scan your credit card or manually enter the card details, you will need to verify and complete the process by entering the card’s security code:

Step 3

Step 4:

You will next be prompted to read and agree to Apple’s Terms and Conditions. Once read, tap Agree to proceed forward:

Step 4

Step 5:

After entering the card details and agreeing to the Terms & Conditions, Apple prompts you to a verification process to verify the account set up with your credit card provider. You have the option to complete this process either by an email, text message, or a call to your credit card provider.

(I chose the text option as it seemed the easiest)


Step 6:

Once you choose the text option, a 6-digit verification code will be sent to your phone, simply enter the code and tap Next in the upper right hand corner:

step 7

Step 7:

Once the verification is complete, your credit card will show in your passbook application and you will be ready to use it at any retailer who is currently accepting Apple Payments!
step 6

Now that the credit card is in your Passbook that is connected to your Apple ID,  you are ready to go. If you plan on purchasing the new Apple Watch — and/or already have — then your Passbook account with all of your Apple Pay information will automatically be live and ready to go once signed in with your Apple ID.

If you have any questions about setting up a credit card through Apple Pay, feel free to tweet your question to @TrueMerchant or email us and talk with one of our payment experts!